Allstate Corp (The)
ALL
Market Cap$55.55B
Close$
Earnings Call Q2 2025
July 31, 2025 - AI Summary
Strong Financial Performance: Allstate reported second quarter revenues of $16.6 billion, a 5.8% increase compared to the same quarter in 2024. Net income was $2.1 billion, with adjusted net income of $1.6 billion or $5.94 per diluted share. The adjusted net income return on equity stood at 28.6% over the trailing 12 months, indicating robust profitability.
Transformative Growth Initiatives: The company is in Phase 4 of its transformative growth strategy, focusing on enhancing personal property-liability market share through new, more affordable auto insurance products and expanding its distribution channels. New business through Allstate, independent, and direct channels has seen significant growth, with total policies in force reaching 37.7 million.
Risks with Inactive Brands Decline: Allstate is discontinuing new business in its inactive brands (Esurance and Encompass). This is expected to lessen the growth potential temporarily, but as attrition of these brands progresses, the company anticipates smoother growth in personal auto insurance.
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$341.91
62.2% upside
Current Fair Value
62.2% upsideUndervalued by 62.2% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $55.55 Billion |
|---|---|
| Enterprise Value | $54.56 Billion |
| Dividend Yield | $3.92 (1.86%) |
| Earnings per Share | $17.22 |
| Beta | 0.38 |
| Outstanding Shares | 264,600,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 9.58 |
|---|---|
| PEG | 1.78 |
| Price to Sales | 0.84 |
| Price to Book Ratio | 2.34 |
| Enterprise Value to Revenue | 0.82 |
| Enterprise Value to EBIT | 13.1 |
| Enterprise Value to Net Income | 9 |
| Total Debt to Enterprise | 0 |
| Debt to Equity | 0 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Allstate Corp (The)
2,020 employees
CEO: Thomas Wilson The Allstate Corporation protects people from life's uncertainties with a wide array of protection for autos, homes, electronic devices and identity theft with more than 172 million policies in force. Products are available through a br...